Get your Stimulus Payment (EIP)
This year, many people will receive an Economic Impact Payment (often called a stimulus payment) from the federal government. You’ll get up to $1,200 for yourself ($2,400 for a married couple filing jointly) and you’ll get an additional $500 for every dependent child under the age of 17.
We know there are many questions around the Economic Impact Payments (EIP) and we have some answers! We’ve broken down some common questions to help you out.
The IRS will post all key information on IRS.gov/eip as soon as it becomes available.
Who is eligible?
Tax filers with adjusted gross income up to $75,000 for individuals and up to $150,000 for married couples filing joint returns will receive the full payment. For filers with income above those amounts, the payment amount is reduced by $5 for each $100 above the $75,000/$150,000 thresholds. Single filers with income exceeding $99,000 and $198,000 for joint filers with no children are not eligible.
Eligible taxpayers who filed tax returns for either 2019 or 2018 will automatically receive an economic impact payment of up to $1,200 for individuals or $2,400 for married couples and up to $500 for each qualifying child.
Unless you are otherwise required to file a tax return, or have dependents under the age of 17, you will automatically receive your $1,200 payment if you are in any of the following categories, so you are not required to file:
- Social Security retirement, disability (SSDI), Supplemental Security Income (SSI) or survivor benefits
- Veteran’s benefits
- Railroad Retirement benefits
The benefits of filing
However, for those in the categories above, if you have any earned income or dependents, you may be able to access additional tax credits or benefits by filing or updating your info with the IRS. Please reach out via chat for more information.
How to get paid
How do I get my Economic Impact Payment check?
If you filed your 2019 taxes, your economic impact payment (stimulus payment) will be sent to you by the method you chose to receive your 2019 refund (either mailed to your mailing address or directly deposited to the bank account you provided on your 2019 taxes). If you haven’t filed for 2019, the IRS will use the information on your 2018 taxes.
What if I didn’t provide a bank account to the IRS?
If you did not provide a routing number for a bank account, your return could be delayed. You can provide the IRS with this information at the IRS Get My Payment website.
How much will I receive?
The IRS has a “How do I calculate my EIP” website to help you calculate how much you will receive.
What if I need to change the information I provided in 2018 or 2019?
You can update your information on the IRS Get My Payment website.
What if I haven’t filed federal taxes?
If you aren’t required to file taxes but you have any earned income we recommend filing your taxes through GetYourRefund as you may be eligible for additional tax credits! If you’re required to file taxes, but didn’t file in 2018 or 2019, you can still file with GetYourRefund.
What if I have no income?
You need to enter your payment information on the IRS “Non-Filers: Enter Payment Info Here” website to receive your payment. If you are having trouble completing this on your own, you can complete the GetYourRefund questionnaire and IRS-certified volunteers can help you complete the simple form.
What if I don’t have a bank account?
If you don’t have a bank account, it could take up to five months to receive your EIP check by mail. To get your payment quickly via direct deposit, sign up for a bank account online and add your account information on the IRS Get My Payment website. If you don’t want to sign up for a bank account, you can link a prepaid debit card. Many of our VITA partners can also enroll you in a prepaid debit card when you file your return through GetYourRefund.
Economic Impact Payment (stimulus payment) FAQs
When will I receive my check?
Economic Impact Payments will arrive in bank accounts through direct deposit starting on April 9th, 2020. If you don't have a bank account it could take up to five months to receive your check by mail.
Will the EIP check affect my other government benefits?
No, the EIP checks are treated as a tax credit. This means your payment will not impact the benefits you receive now or in the future.
I still need to file a tax return. How long are the economic impact payments available?
For those concerned about visiting a tax professional or local community organization in person to get help with a tax return, these economic impact payments will be available throughout 2020 and the 2021 tax filing season.
If I owe taxes, or have a payment agreement with the IRS, or owe other federal or state debts, will I still get the EIP?
Yes, but with one exception. The Payment will be offset by past-due child support. The Bureau of the Fiscal Service will send you a notice if this occurs.
Is this a one-time payment?
Only one stimulus package has been announced by the U.S. government. We will update this page with any changes.
What if I missed the deadline to provide additional information or received a smaller EIP than expected?
In most cases, the additional EIP would be provided in 2021.
What if someone offers a quicker payment?
Don’t click on links whose origins you aren’t 100% sure of. Be wary of scams. If it looks too good to be true, it probably is. And don’t send money to someone you don’t know.